Demo — not yours · every number is a measured mock, not yours

Points · open mock

100,000 MBRN / month · 33,333 per class · accrues continuously

Borrowerloan interest
pending ~121.4 MBRN est · settled 96.2 MBRN

r=0% · keep $84.10 of $84.10/mo · points 1.00×

Lendertranche fees
pending ~158.9 MBRN est · settled 112.0 MBRN

r=50% · keep $48.67 of $97.35/mo · points 1.50×Transmuter synced at 25%. The new 50% applies at your next deposit or exit there

RiskManagercurator fees

no weight yet. run a policy on Defend to earn here

these numbers are estimates and move as others accrue weight · revenue has no distribution window, so sacrifice boosts land the instant revenue arrives and your pending points flush at your next touch · forgone fees boost your own pool

Collateral mock

1.000 BTC

$95,000 · never deployed, never lent

Loan to value 28%

borrow cap 60% · liquidated past 73% · a breach repays to 60%

Headroom

38 h

at the worst 24h fall of the last 90 days (−14%, measured)

Debt

$26,980

of $38,000 borrowed · 71% remains

01 / Throughput mock

The machine is getting faster.

What arrives is already net. The loan’s interest comes out before the yield reaches you. That subtraction shrinks as the debt shrinks. So each delivery is a little larger than the last, from the same venues at the same rates. The machine speeds up by losing overhead.

$10.17

per day, measured across
the last 14 days of deliveries

▲ from $9.27 in your first fortnight · $12.40 at zero debt, if rates hold

vs just holding: +$402 delivered on top of the same BTC · vs selling in January: 0.19 BTC ahead, net of exit cost and tax, both measured

packet size = measured yield · outline = before the loan’s cutdebt

Belt deliveries mock

+$3.55from sUSDe → 0.35 days of debt burned2h ago
+$2.60from Aave V3 → 0.26 days of debt burned9h ago
+$4.05from Morpho Vault V2 → 0.40 days of debt burned17h ago
+$3.60from sUSDe → 0.35 days of debt burnedyesterday
+$2.45from Aave V3 → 0.24 days of debt burnedyesterday
+$3.95from Morpho Vault V2 → 0.38 days of debt burnedyesterday
+$3.30from sUSDe → 0.32 days of debt burned2 days ago
+$2.55from Aave V3 → 0.25 days of debt burned2 days ago

Delivered, cumulative mock

Every point is a settled delivery — the line can plateau, and does: the flat week in June is the sUSDe cooldown, when nothing arrived. Measured on-chain; last event 2h ago. Benchmarks: holding alone delivers $0 — the whole green line is the surplus; the sold-in-January path is cash interest on the proceeds, net of exit cost and tax.

02 /

What the yield is doing —

mockThe menu previews the intents you did not pick. Nothing switches unless you switch it.

Repay

Running

2,024–2,948 days

until the debt is gone. The yield pays it off, so you keep the deployed stack as well as the bitcoin. A range, because the harvest rate is venue rates — the same rates every other projection on this page depends on.

$26,980 leftof $38,000 borrowed
Burned so far$11,020
Burn rate today$10.17 / day
Since you added Fluid−694 days
Stack at the end$38,000 — yield repaid, not principal
LTV pathfalls every day
Breach odds, next 12 mo1–12%

Spread

+8.9%

Venues pay 11.9%, the loan costs 3.0%. While that spread is positive, compounding out-earns repaying — but repaying is the leg that cannot lose, and it cuts LTV strictly faster. That is the trade, and it is yours to make. Nothing here picks for you.

Drill this scenario in Builder →

03 /

What you have survived

mockNamed after the fact, from measured price history — not from how it felt.

Aug 12, 2026

Survived the Aug 12 wick

Bitcoin fell 14.2% in 90 minutes. Your headroom bottomed at 3.1 hours before recovering, and no venue was ever asked for capital. You were drawn at 40% when the same position at 52% would have been recalled — your sizing is why.

price data measured 2026-08-12 · block 21,904,118

Jul 29, 2026

sUSDe cooldown coincided with a 9% slide

The one venue that could not have answered was locked for four days. It never mattered, because Aave and Morpho Vault V2 covered the whole requirement on their own. Two liquid venues did the work of three.

price data measured 2026-07-29 · block 21,712,455

Jun 04, 2026

You paid for a lesson here

A 6% drift crossed the line because the position was drawn at 57% that week. $418 of bitcoin was sold to bring it back to the cap. You reduced the draw four days later and it has not happened since.

price data measured 2026-06-04 · block 21,204,901

04 /

Is it luck?

mockScored only on calls that have actually resolved.

Better than a coin flip

+31%

across 46 resolved calls
Brier 0.172

Best subjectvenue liquidity
Weakest subjecthow long a depeg lasts
Overconfidence bias+6 pts

Calls by confidence band

Gold tick is where a perfectly calibrated person lands. Bar is how often you were actually right.

50–60%
52% · n=9
60–70%
61% · n=11
70–80%
78% · n=12
80–90%
80% · n=9
90–100%
86% · n=5

05 /

This week

mockDitto writes one of these every Sunday. It is the card you can hand to someone else.

Week 31 · Aug 3–10

Twenty-three deliveries, and you held through Thursday at 41% LTV.

▪$186.40 harvested across 23 belt deliveries — your busiest week yet.
▪That’s nine months of Claude Pro, delivered in seven days — at list price, already realized.
▪23.4 days of debt burned. Self-repayment moved 41 days closer.
▪Headroom bottomed at 9.4 hours on Thursday, then recovered. You were drawn at 41%; at 55% the engine would have recalled.
▪The you-that-sold in January is 0.19 BTC behind — ghost line net of exit cost and tax.
▪You called 3 floors, got 2 right, and were 14 points overconfident on the third.
What this page does not show

This page does not show a portfolio value. It does not show a percentage return. It does not show an unrealized profit. These numbers change when the market changes. They do not show what you did.

This page shows only events that occurred. It shows the yield that arrived, the debt that you paid, the shocks that the position survived, and the calls that resolved.

The route data has a measurement date. We measured 1,245 positions and 25 routes in August 2026. We measure them again on a schedule. Each event on this page shows the date of its data. Do not trust a number that has no measurement date.