Demo — not yours · wallet-scoped numbers are a demo wallet, not yours — live market data stays live
Borrow
Mint CDT against what you already hold.
Plain debt. The CDT arrives in your wallet and does nothing until you spend or deploy it. The version where the debt earns its own interest is Carry.
WBTC
oraclein wallet: 0.42 · $48,384
earns 0.0% while posted · line at 73%
wstETH
oraclein wallet: 2.6 · $11,206
earns 3.0% while posted · line at 75%
sUSDS
oraclein wallet: 12,400 · $12,400
earns 6.5% while posted · line at 86%
You post
$24,192 · you hold 0.42 WBTC
How far you draw
40% LTV
light
cap 60% · line 73%
You mint
$9,677
CDT · straight to your wallet
Collateral
0.21 WBTC
$24,192 posted · stays yours · back in full when you repay
Risk
breach odds 7.9%
in 12 months, at 40% LTV vs the 73% line · a breach opens an 8h cure window
What it earns & costs
-4.2% / yr net
collateral earns 0.0% · the debt costs 4.2% · today’s rates, they move
02 /
Breach, cure window, liquidation
Healthy
LTV under your cap
Breach · 8h timer starts
0h 00m of 8h
↑ cure in the window: deposit, repay, or price recovery
Liquidation
timer expired uncured · repays to the cap
Jump 4% past the line and liquidation is immediate · liquidation repays to the cap only
03 /
When the debt should work instead
Borrow is for debt you intend to use elsewhere — or just hold. If the point of the loan is yield, Carry borrows and routes the CDT through venues in one motion, and the venue yield pays the loan’s cost.
Open Carry →